Business Accounts
Checking Accounts ::  Savings Accounts  ::  Services  ::  Loans
 

Business Services

INTERNET BANKING

Internet banking means business!

In a hurry? Don't have time to drop by the bank?

Then it's time for Internet banking. Your personal computer becomes your own personal banking center. All you need is a personal computer (IBM compatible or Macintosh) or WebTV with an Internet connection. You'll be able to take care of your finances anytime, day or night, from anywhere...even on holidays!

Financial Services Available with Internet Banking

Accounts
You have control over nearly every aspect of managing your bank account with Internet banking.

Payments
Internet banking offers a comprehensive bill payment system. You can use it to schedule both one time payments and recurring payments of fixed or variable amounts. Set up payments instantly with our unrestricted vendor/payee list.

Services
While online, you can request stop payments, re-order checks, change your passcode and/or mailing address, request documents (like canceled checks), and send secure e-mail.

Messages
You are notified about all activity in your Internet banking activated accounts in the Messages section. That way, your financial institution can keep you informed of any important news about your accounts or bills.

Internet banking also offers convenient services to businesses.

ACH Originations

Make your company's direct deposits, cash concentrations,or inter-bank transfers online in a secure, easy-to-use system requiring no extra software.

EFTPS (Electronic Federal Tax Payment System) Payments

Initiate ACH credits for different types of Federal tax payments directly to the appropriate Treasury FinancialAgent's ABA number.

Wire Transfers

Originate and transmit wire transfer requests to your financial institution for immediate processing during the banking day.

NIGHT DEPOSIT SERVICES

We provide you with the convenience and security of keeping your business transactions safe in our night deposit. We will include a lock bag and key in first year's annual rate of only $15. You can get additional lock bags for $15 each.

VISA/MasterCard

Almost all consumers have a credit card they use to make purchasing more convenient. That is why it is important for you to be an authorized Visa/MasterCard Merchant. First State Bank can set you up to provide this service to your customers and you can deposit your credit card sales directly to your commercial checking account. We will assist you in getting the right equipment and keep supplies available for you.

FIRSTPHONE INFOLINE

We want to make banking convenient for you. That's why we have the FirstPhone InfoLine. FirstPhone allows you to access your accounts 24-hours a day, 7 days a week. You can check your balances, see if a check has cleared and get the latest rate information. Simply call 489-4353 locally or toll free at 1-877-489-4353 and follow the menu. If you need additional assistance, call one of our local offices during regular banking hours and let one of the bank representatives assist you.