First State Bank
Personal

Personal Checking

Free Checking

  • $100 Minimum Opening Balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Free Debit Card
  • E-Statements Required
  • (No Checks or Check Images Returned)
  • $300 Overdraft Privilege Available*

Regular Checking

  • $100 Opening Balance
  • $500 Minimum Balance
  • $7 Service Charge if balance falls below $500
  • Unlimited Check Writing
  • Free Debit Card
  • $500 Overdraft Privilege Available*

MyRewards Checking - High Interest Checking

  • $100 Opening Balance
  • No Minimum Balance Requirement
  • Free Debit Card
  • $500 Overdraft Privilege Available*

Meet the following requirements to obtain a refund of all foreign ATM fees and earn high interest rate.

Electronic Statement Required

  • 10 FSB CheckCard Transactions posted per statement cycle
  • 1 Direct Deposit or ACH Debit posted per statement cycle
  • Must be enrolled in Internet Banking

High Interest Rate Tiered as Follows:

  • $0-$25,000
  • $25,001 and over

Standard variable rate of interest will apply, if account does not meet qualifications for that statement cycle.

MyPerks Checking

  • $100 Minimum Opening Balance
  • $10 annual Safe Deposit box discount
  • $5.95 monthly fee
  • Free MyStyle Debit Card (annually)
  • 3 in 1 Credit Report, Credit Score
  • Gas & Gift Card Program
  • $500 Overdraft Privilege Available*
  • $10,000 AD&D Insurance**
  • $10,000 Identity Theft Coverage**

Senior Checking

  • $100 Opening Balance
  • Free Checking with Direct Deposit
  • Free Corporate Image Wallet Checks
  • Free Debit Card
  • $500 Overdraft Privilege Available*

First Rate Checking

  • $1000 Minimum Opening Balance
  • $1000 Minimum Balance Requirement
  • $15 Monthly Service Charge if balance falls below minimum balance
  • Earns Interest
  • $500 Overdraft Privilege Available*

*Eligibility requirements must be met to qualify for Overdraft Privilege.

**INSURANCE PRODUCTS ARE NOT FDIC INSURED/MAY LOSE VALUE/NO BANK GUARANTEE

Equal Housing Lender FDIC
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