First State Bank
Personal

Personal Savings and Money Markets

Consumer Savings

  • $100 Minimum Opening Balance
  • $5 Service Charge per quarter if balance falls below the $100 minimum balance requirement.
  • $3 per item fee for each debit transaction in excess of 6 per quarter,
  • Interest paid quarterly; Semi-annual statement
  • Variable Interest Rate
  • **Minor Accounts $50 Opening Balance and service charge waived until 18.

Money Market Savings

  • $1000 Minimum Balance
  • $10 Monthly Service Charge if balance falls below $1000 anytime in the statement cycle.
  • Limited to 6 third party withdrawals per month
  • Tiered Interest Rate

Secure Advantage Money Market

  • $25,000 Minimum Balance Requirement
  • $25 Monthly Service Charge if balance falls below minimum during statement cycle
  • Limited to 6 third party withdrawals per month
  • Earns Premium Interest Rate

Christmas Club

  • $5 Opening Balance Requirement
  • No Service Charge
  • Checks mailed the 1st week of November
  • Variable Interest Rate
  • All accrued interest forfeited if closed early
Equal Housing Lender FDIC
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