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Welcome to First State Bank's Web site.

We're putting our customers first by providing you with all the accounts and services you expect from a community bank. It's the perfect mix of time-honored banking traditions and conveniences of modern technology.

Most importantly, quality, personal service and stability will be the focus of First State Bank. And, over the long term, you'll always feel good about making the decision.

To report suspicious activity or account security threats please call (479) 498-2400 or contact the manager of your local First State Bank branch.

To report a lost or stolen debit card after hours please call (800) 500-1044.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is is addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

First State Bank is regulated by the Federal Deposit Insurance Corporation (FDIC) and the Arkansas State Bank Department.

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