PROTECT WHAT MATTERS WITH FRAUD SMART BANKING!

 

At FSB, your security is our priority. That's why we've launched Fraud Smart Banking—a proactive initiative designed to empower our customers with the knowledge and tools to safeguard their finances. As fraud tactics become more sophisticated, staying informed is your first line of defense. Through practical tips, real-life scam scenarios, and step-by-step guides, we’re helping you recognize red flags, spot suspicious activity, and take control of your digital security. Together, let’s build a safer banking experience—because smart banking starts with smart protection.  LEARN MORE

Regular Savings

  • $50 Minimum Opening Balance
  • $5 Service Charge per quarter if balance falls below the $100 balance requirement at any time during the quarter.
  • $3 per item fee for each debit transaction in excess of  6 per quarter.
  • Variable Interest Rate
  • Interest is compounded and  credited to the account quarterly.
  • **Minor Accounts $50 Opening Balance and service charge waived until 18.

Money Market

  • $1,000 Minimum Opening Balance
  • $10 Monthly Service Charge if balance falls below $1,000 at any time during the statement cycle.
  • Tiered Interest Rate
  • Interest in compounded and credited to the account monthly

Secure Advantage Money Market

  • $25,000 Minimum Opening Balance Requirement
  • $25 Monthly Service Charge if balance falls below $25,000 at anytime during the statement cycle.
  • Premium Interest Rate
  • Interest in compounded and credited to the account monthly.

Christmas Club Savings

  • $5 Minimum Opening Balance 
  • No Service Charge
  • Varible Interest Rate
  • Interest compounded and credited to the account annually.
  • All accrued interest forfeited if closed early
  • The balance of this account will be transferred to a FSB deposit account on the first business day following October 31.

 

Wondering how much to save? Our free calculators can help!