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There is no better time then now to buy or refinance a home with First State Bank. Our experienced lenders can simplify the process and help you find the best mortgage plan for your needs.

Applying online is easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A First State Bank Loan Officer will follow up to answer your questions.

Apply Now!


  • Concentional Mortgages
  • FHA Mortgages
  • VA Mortgages
  • Rural Development 30 YR
  • In-House Adjustable Rate Mortgages

Home Equity

  • Home Equity Loan
  • Home Equity Line of Credit

Find a Lender

  • Jennifer Samuels
  • Matt Fleming