Drive-thru to the future with our NEW ITMs!

Interactive Teller Machines are open 7am-7pm weekdays and are currently live at 501 W. Main, 2002 N Arkansas, 3103 East Main, Ola, and 3732 N. Investment Drive Fayetteville. Drive-thru today and experience innovation with personality.

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Our Family

The bankers that founded First State Bank knew that if it created an organization where great people wanted to work, a great product would ensue and customers would follow. Meet our team!

Senior Management

Charles H. Blanchard Chairman of the Board of Directors / CEO
Chip Blanchard President / COO
Toni B. Laws Executive Vice President / Retail / Sales & Marketing
Barton Allen Executive Vice President/ Chief Lending Officer
Jennifer Samuels Sr. Vice President Mortgage Loans
Barbara Cole Sr. Vice President / Credit Risk Administrator
Ragena Moore Sr. Vice President / Chief Operating Officer
Andrea Nicholson Sr. Vice President / Chief Financial Officer
Donna Harpenau Sr. Vice President / Internal Auditor


Christie Turner Sr. Vice President / Commercial Lending / Northwest Arkansas
Jeff Small Sr. Vice President / Commercial Lending
Cody Black Sr. Vice President / Commercial Lending
Matt Fleming Vice President / Commercial Loans
Kay Rye Vice President / Loan Administration Manager
Laura Hopper Vice President / Loan Compliance Officer
Brooke Taylor Vice President / Human Resource / Investments / Marketing
Sandy Noles Assistant Vice President /  Main Office Retail Manager
Steve George Assistant Vice President / Security & Technology Officer
Jessica Robinson Assistant Vice President / Data Center Manager
Jennifer Jackson Branch Manager West Main Office
Ashley Weaver ITM Manager
Andrea Pitts Branch Manager Downtown Office
Robin Smith Branch Manager Ola Office
Michelle Whitlock Loan Operations Manager
Branden Turner Consumer Loan Officer


Charles H. Blanchard - Chairman James Biggers
Johnny Morgan Max Mathis
C. Tim White Mike Miller
Chip Blanchard Phil Wright
Terry Freeman Patricia Barker