First State Bank

Free Checking

• $100 Minimum Opening Balance
• No Monthly Service Charge
• Unlimited Check Writing
• Free Debit Card
• E-Statements Required
• (No Checks or Check Images Returned)
• $300 Overdraft Privilege Available*

Regular Checking

• $100 Opening Balance
• $500 Minimum Balance
• $7 Service Charge if balance falls below $500
• Unlimited Check Writing
• Free Debit Card
• $500 Overdraft Privilege Available*

MyRewards Checking

• $100 Minimum Opening Balance
• No Monthly Minimum Balance Required 
• Electronic Statement Required
• 10 FSB Check Card Transactions posted per statement cycle
• 1 Direct Deposit or ACH Debit posted per statement cycle
• Must be enrolled in Internet Banking
• Free Debit Card
• $500 Overdraft Privilege available*

Must meet the following requirements to obtain a refund of all foreign ATM fees and earn high interest rate.

High Interest Rate Tiered as Follows:

• $0-$25,000
• $25,001 and over

Standard variable rate of interest  will apply, if account does not meet qualifications for that statement cycle.

MyPerks Checking

• $100 Minimum Opening Balance
• $10 annual Safe Deposit box discount
• $5.95 monthly fee
• Free MyStyle Debit Card (annually)
• 3 in 1 Credit Report, Credit Score
• Gas & Gift Card Program
• $500 Overdraft Privilege Available*
• $10,000 AD&D Insurance**
• $10,000 Identity Theft Coverage**

Senior Checking

• $100 Opening Balance
• 55 and above
• Free Checking with Direct Deposit
• Free Corporate Image Wallet Checks
• Free Debit Card
• $500 Overdraft Privilege Available*

First Rate Checking

• $1000 Minimum Opening Balance
• $1000 Minimum Balance Requirement
• $15 Monthly Service Charge if balance falls below minimum balance
• Earns Interest
• $500 Overdraft Privilege Available*

*Eligibility requirements must be met to qualify for Overdraft Privilege.
**INSURANCE PRODUCTS ARE NOT FDIC INSURED/MAY LOSE VALUE/NO BANK GUARANTEE